Benefits of a PACE Program

From the Sonoma County PACE Manual, Property Assessed Clean Energy (PACE) Replication Guidance Package for Local Governments (March 2012):

Benefits to Commercial Property Owners

  • Potential for lower electric, gas and water utility bills
  • More comfortable buildings
  • Improved indoor air quality
  • Improvements to property can be made with no or low up-front costs and can be financed over an extended period of time
  • Assessment attaches to property and can transfer to new owner with property sale
  • PACE improvements may increase property value
  • Lower carbon footprint
  • List of contractors may be vetted to promote quality improvements
  • Property assessment may be off balance sheet, preserving capital forcore business investments
  • Long-term payback, up to 20 years, allows for greater return oninvestment
  • For managed properties, reduced tenant turnover as a result of morecomfortable and healthy indoor environment
  • Improvement costs and benefits align under most lease structures (e.g.property tax pass-through to tenants)

Benefits to Municipalities

  • A PACE program is a key element in achieving GHG reduction goals by providing a significant financing tool to encourage and support the shift to greater efficiency and renewable energy
  • Ability to serve as a streamlined clearinghouse for information, providing tools and resources to property owners that will enable them to take action
  • Investing in local job creation and reduced environmental impacts
  • Environmental credits captured through funded projects may be available for future use
  • Priority lien position creates secure financing mechanism and general fund protection
  • An opportunity to promote GHG reduction goals through collaboration and sharing resources among public, business, and non-profit organization

Benefits to Contractors

  • Increased number of local jobs created and retained as a direct result of funding existing building retrofits, particularly in the renewable energy and construction fields
  • Program marketing and outreach (e.g. local government’s PACE program website) provides source of customer lead generation
  • In many cases, contractor workforce training is a component of PACE programs in order to build workforce capacity

Benefits to Mortgage Lenders

  • Reducing utility bills increases property owner’s ability to make mortgage payments
  • For commercial properties, improvements financed by PACE can decrease operating costs, increase net operating income, and therefore can increase the value of the property
  • PACE projects enhance the lender’s collateral by improving the property
  • In the event of default, only delinquent amount on assessment is due
  • Purchasing the PACE bonds may be an investment opportunity for the existing mortgage lenders, who can now offer what is essentially a new “green” financial product to their customers

Benefits to the Community & the Environment

  • Increasing energy efficiency and renewable generation lowers GHG emissions and reduces dependence on fossil fuels
  • Increased demand for energy efficiency drives technological advancements in building performance and renewable energy research and development
  • Increased demand for energy efficiency drives state and federal energy policies and funding, safeguarding and sustaining programs such as PACE

Benefits to Residential Property Owners (when available)

  • Potential for lower electric, gas and water utility bills
  • More comfortable buildings
  • Improved indoor air quality
  • Improvements to property can be made with no or low up-front costs and can be financed over an extended period of time
  • Assessment attaches to property and can transfer to new owner with property sale
  • PACE improvements may increase property value
  • Lower carbon footprint
  • List of contractors may be vetted to promote quality improvements

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